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Your new home starts here. Tailored advice, delivered by experts.
Our Top Rated advisers are here to springboard you into your dream home.
Tailored advice, delivered by experts.
Our Top Rated advisers are here to springboard you into your dream home.
Get ready to buy in 3 simple steps.
1. Know your buying power
Use our calculators to understand your potential buying power. Most lenders will allow 4-4.5 times your salary, depending on your circumstances.
2. Set a budget
Buying a property is all about the fine balance between how much a lender will borrow, and how much you would want to pay back. Take a look at our mortgage repayment calculator.
3. Lender Qualification
Once you’ve had a look at potential options, request a callback from one of our Top Rated advisers. Their role is to guide you through the next steps and get you qualified with a lender so that you can move forwards with confidence.
See why clients trust us!
FAQS.
What is a mortgage?
A mortgage is a type of loan, known as a ‘secured loan’ which a lender provides when you are buying a property. A mortgage is always means tested.
Do I pay tax when buying a house?
In the UK you pay tax on buying properties, known as Stamp Duty Land Tax. However, the tax (if any) that you will pay depends on your own status and where in the UK you will buy. Our first calculators section gives more information on this.
Can I get a mortgage if my income is from benefits?
Typically, lenders accept varying forms of benefit income towards how much you can borrow. This depends on the specifics though, so to be sure, we will pick this up in your free initial consultation.
Can I get a mortgage if I’m self-employed?
Self-employed mortgages are more complex than if you were employed, that’s why picking the right broker to guide and advise you is key. Having up to date accounts is a great place to start. We will overview this as part of your free initial consultation.
How do I apply for a mortgage?
Applying for a mortgage involves credit checks, documentation, ID checks and more. It can seem quite complicated which is why our expert team of advisors and back-office support are here to make applying as simple as possible. Why not request a callback to discuss applying?
I have a low credit rating; can I get a mortgage?
Credit ratings are important to ensuring you have the best choice of lenders, but some banks do understand that sometimes blips can happen. Our expert advisors are well versed in finding a good fit for all levels of credit rating. Book a call back and lets find your options.
Download your FREE first time buyers guide.
Packed with information to get you on the right track to buying your first home.
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