Your new home starts here. Tailored advice, delivered by experts.

Our Top Rated advisers are here to springboard you into your dream home.

mortgage advice solihull

Tailored advice, delivered by experts.

mortgage advice solihull

Our Top Rated advisers are here to springboard you into your dream home.

Get ready to buy in 3 simple steps.

mortgage adviser solihull
mortgage adviser solihull
Mortgage adviser Solihull

 

1. Know your buying power

Use our calculators to understand your potential buying power. Most lenders will allow 4-4.5 times your salary, depending on your circumstances.

 

2. Set a budget

Buying a property is all about the fine balance between how much a lender will borrow, and how much you would want to pay back. Take a look at our mortgage repayment calculator.

 

3. Lender Qualification

Once you’ve had a look at potential options, request a callback from one of our top rated advisers. Their role is to guide you through the next steps and get you qualified with a lender so that you can move forwards with confidence.

See why clients trust us!

FAQS.

What is a mortgage adviser?

Our role as your adviser is to educate, understand and recommend the most suitable mortgage for your needs. We have access to lenders from across the market, so we will compare to ensure you get the right balance of rate, and a lender that suits your needs. Looking to buy for the first time? Why not start here.

What does it cost?

Buying a house comes with a number of costs you’ll need to consider. From mortgage advice, solicitors, all the way to hiring someone to help you move the sofa! Find out about all fees, including ours, here.

Do I have to pay stamp duty?

We get asked this, a lot! It’s important to understand how much you’ll need to ear mark for stamp duty. Start with our handy stamp duty calculator. Remember, you may also need to take tax advice to ensure you’re paying the right amount.

How do I get a mortgage if i'm self-employed?

These days, lenders are used to all the ways that people choose to earn a living. Being self-employed won’t make getting a mortgage harder, but you will have more prep work to do. Making sure your accounts are up to date is a great place to start. Got them ready? Request a callback.

Can I use benefit income towards a mortgage?

Typically, lenders accept varying forms of benefit income towards how much you can borrow. This depends on the specifics though, so to be sure, we will pick this up in your free Initial consultation. If you want to find more info, why not download our First Time Buyers guide.

Can I get a mortgage with bad credit?

Credit ratings are important to ensuring you have the best choice of lenders, but some banks do understand that sometimes blips can happen. Our expert advisers are well versed in finding a good fit for all levels of credit rating. Book a call back and lets find your options.

Download your FREE first time buyers guide.

Packed with information to get you on the right track to buying your first home. 

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