Mortgage borrowing calculator
This calculator is the starting point of working out what you may be able to borrow. Most lenders start by applying a multiple to your earned income. You may have heard people say that you can borrow ‘x’ times your income. This is known as the ‘Loan to Income’ calculation. There are other factors that will impact this, take a look below for more information,
Please note that our borrowing calculator is just an estimate and doesn’t take into account your personal circumstances. Your adviser will confirm the exact amount you can borrow once they have assessed your information.
What impacts your borrowing amount?
To get a specific understanding, we’ll need to assess your personal circumstances. Things like; age, dependents, credit commitments, monthly outgoings and credit profile all come together to give you a tailored borrowing amount. Request a call back from a mortgage expert to find out more.
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