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mortgage advice solihull

Understanding credit files

Your credit file plays a huge role in whether you're approved for a mortgage, how much you can borrow, and what interest rate you'll pay. Yet for many people, especially first-time buyers, it remains something of a mystery. Let's break down exactly...
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mortgage advice solihull

What is an Agreement in Principle?

If you're preparing to buy a home, you've probably heard the term "Agreement in Principle" thrown around. Estate agents ask for it, brokers mention it, and it seems like you can't make an offer without one. But what actually is it, and why does it...
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mortgage advice solihull

Why use a mortgage broker?

When you're buying a home or remortgaging, you might wonder whether going directly to your bank is the simpler option. After all, you've banked with them for years, so surely they'll offer you their best deal? The reality is rarely that...
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